Consumers have credit record rights

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According to the Standard & Poor’s Global Financial Literacy Survey, only 57 percent of adults in the United States are considered financially literate. April is National Financial Literacy Month and a good time to take steps toward becoming more financially savvy so you will be subject to fewer risks and a brighter financial future.

Credit score basics

Unless you live in a cash-only world, being able to get credit is critical to buying almost anything. Before giving you credit, a lender will check your credit record with one or more of the three credit reporting agencies (Experian, Transunion and Equifax) that keep credit data on millions of American consumers.

holmes county the bargain hunter michelle wood: swcd

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