First Federal Community Bank: Do You Kasasa?

Originally known as the Dover Building and Loan Company, First Federal Community Bank has been helping residents meet their financial goals since 1898. A long history of service has allowed the bank to grow to include five offices, in New Philadelphia, Sugarcreek, Berlin and two offices in Dover.First Federal’s latest offering, Kasasa, is a brand of FREE checking accounts with desirable rewards. Kasasa Cash offers 3.01 percent APY on balances under $10,000 with no minimum balance. Kasasa Tunes offers $5 in monthly digital downloads, including everything in the iTunes store such as music, movies, apps, and more. By offering these accounts and putting a premium on personal service, First Federal aims to give customers the best possible banking experience. “Our account holders are more than just customers,” says President, Trent Troyer. “They are neighbors, friends, and even family members. Kasasa empowers them with accounts and services that make the most of their hard-earned money.”Don’t see a First Federal ATM? Kasasa accounts reimburse all ATM fees up to $25 per cycle. And with great money-management tools like online banking, bill pay and mobile banking, it has never been more convenient to do your banking. At First Federal you get to know the friendly staff and are greeted with a warm welcome, whether you are applying for your first home loan or setting up a savings account for your grandchildren. Whether you’re banking at any of the conveniently located offices, at home from your personal computer or on the go with your smart phone, you are in control of your money and you can feel good about stimulating the local economy each and every day when you choose First Federal Community Bank.----------------A sense of pride comes along with a host of other benefits when you choose to do your banking at First Federal Community Bank. Since 1898, First Federal has grown to serve the very community that has allowed the bank to thrive in a variety of economic climates. Now with five locations in Dover, New Philadelphia, Sugarcreek and Berlin, First Federal has the products and services for all your banking needs. You can feel confident about managing your money in a financial institution that reinvests in the community, dedicates time and energy to vital charitable organizations through volunteerism, and shows leadership through participation in civic organizations that make a difference to the people that make their home in these communities.“We serve Tuscarawas and Holmes County individuals, families and businesses, and because we live and work with our customers, they are our first priority,” said Trent Troyer, First Federal president. “Their success is what has allowed us to continue to serve the community.”Last year First Federal introduced Kasasa, a brand of FREE checking and savings accounts that include meaningful rewards based on extensive consumer research and no minimum balances required. Kasasa Cash offers an amazing 3.01 percent APY on balances under $10,000, which is a much higher interest than the average CD. Kasasa Tunes was designed to capture a youthful audience and offers $5 in monthly digital downloads, including everything in the iTunes store such as music, movies, apps, and more. The accounts are designed to reward customers for behaviors they already do. To qualify for these excellent rewards, customers need only to set up a direct deposit, something most employers and retirement providers already offer; 12 signature-based check card transactions; and an electronic bank statement, or e-statement, in lieu of paper statements. “Nearly everyone uses their debit card daily. It is easier to reach the required 12 transactions than some people may think,” said Trent Troyer, First Federal president. “Around here we call it the three G’s - groceries, gas and grub. Everyone purchases groceries and gas each week and with today’s busy lifestyles, most of us have a meal out as well.”Kasasa checking accounts offer nationwide ATM fee refunds up to $25 so customers can access their money anytime or anywhere without having to pay a fee. It’s your money, after all.Kasasa has no service fee for each monthly qualification cycle and no minimum balance requirement to earn rewards. Unlimited free checking and a free Visa debit card allow you to take control over the management of your money. “We want customers to have control over their finances,” said Troyer. “Our customers work hard for their money and they should be rewarded for that.” And First Federal has made it easier than ever to bank with them. Their new mobile banking app allows you to check balances, transfer funds and even pay bills all from your iPhone or Android Smartphone. New customers, and even current First Federal customers, can open a Kasasa account online through a simple process that takes less than 10 minutes. And online banking and bill pay eliminates the hassle of writing checks and keeping track of due dates. Imagine a FREE checking account with amazing rewards, nationwide ATM refunds, free online banking, bill pay and mobile and no hidden fees ever, even if you don’t meet your monthly obligations.“The state of banking has been painted with a broad brush,” said Troyer. “At First Federal we are breaking the mold; we are lending and are experiencing economic growth. We are able to offer programs like Kasasa that have allowed us to compete with national banks while keeping your money in the community where it does the most good.” More than just a bank, First Federal reinvests in the community and maintains products and services that allow them to compete with the lending power of national banks while maintaining the personalized service that customers have come to expect. This article is underwritten by First Federal Community Bank.